A Smarter, Sharia-Compliant Investment Solution for Your Business
Grow your corporate funds with a secure Wakala-based investment product — offering expected profits and exclusive prize opportunities across multiple tiers.
Sahobat is a Sharia-compliant investment deposit designed for corporate entities seeking a reliable and ethical way to grow their capital. Through a Wakala arrangement, Aafaq invests your funds in approved Sharia-compliant activities, offering expected profits and eligibility for prize draws.
Why Businesses Choose Sahobat
✔ Sharia-Compliant Investment Structure
Built on Wakala principles, ensuring ethical and compliant fund management.
✔ Flexible Tiers for Every Organization
Options for short-term and long-term investment strategies across Regular, Gold, and Platinum tiers.
✔ Expected Profit Returns
Transparent profit distribution cycles aligned with deposit duration and tier type.
✔ Additional Prize Rewards
Participate in structured prize draws for added value on your investment.
✔ Stable and Secure
Backed by Aafaq’s strong heritage in Islamic finance and regulatory compliance.
Structured Investment. Predictable Value
Regular Sahobat
Sahobat Gold
Sahobat Platinum
Profits distributed annually at maturity
Early withdrawal before 12 months: no profit payable
Prize eligibility: 1 coupon per AED 500 maintained
Monthly & quarterly draws offered
Minimum investment balance: AED 25,000
Profits distributed quarterly
Prize eligibility: 1 coupon per AED 25,000
Quarterly draws with higher prize value
Minimum investment balance: AED 100,000
Profits distributed quarterly
Prize eligibility: 1 coupon per AED 100,000
Quarterly draws and premium prize categories
In addition to expected profit returns, Sahobat offers monthly and quarterly prize draws.
Your organization’s investment balance determines the number of entries — offering your business an opportunity to earn additional cash rewards simply by maintaining funds in the account.
Draws and Prizes
Rewarding Your Investment
Start Your Sahobat Investment Today
Speak with our team to discuss how Sahobat can support your organization’s financial objectives.
Fill out the form below and an Aafaq representative will contact you shortly.
Aafaq Islamic Finance is licensed and regulated by the Central Bank of the UAE. All products and services are offered in accordance with Sharia principles approved by Aafaq’s Sharia Supervisory Board.
Expected Sahobat Profit Rates
2.00%
3.00%
4.00%
Regular Sahobat
Sahobat Gold
Sahobat Platinum
Profit rates are subject to change on a weekly basis. Aafaq Islamic Finance does not assume responsibility for any variations that may occur during this period
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